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an image of a computer and a phone with the your mortgage consultants website taken at the behind the scenes of the brand photoshoot.

Behind the Scenes: Our Brand Photoshoot at Hartham Park

Yesterday, we spent the day at the beautiful Hartham Park (https://www.harthamparkestate.co.uk), capturing new brand photography to reflect who we are and how we work. Set in the heart of the Wiltshire countryside, the venue was the perfect mix of professional and relaxed – just like us! From the stunning Georgian

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an image of a house with some design plans for a self-build mortgage

How to Secure a Self-Build Mortgage

Building your dream home can be one of the most rewarding experiences, allowing you to design a property tailored perfectly to your lifestyle. However, financing such a project often requires a specialised mortgage known as a self-build mortgage. Unlike traditional mortgages, funds are released in stages as the build progresses.

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An image of a house in hands, demonstraing ownership or motgages, with the words stamp duty around it.

How the upcoming Stamp Duty changes may affect mortgages

As April 2025 fast approaches, the UK property market is filled with discussions surrounding the upcoming changes to Stamp Duty Land Tax (SDLT) thresholds. These changes, while primarily aimed at stimulating the housing market, carry significant implications for buy-to-let (BTL) investors and the lending landscape. Below, we explore what these

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English Country Cottage

How to Cost Out Your Dream Home

Building your dream home is an exciting venture, but without a detailed plan for costs, it can quickly become a financial headache. In this guide, we’ll walk you through the process of accurately costing out your dream home so that you can enjoy the anticipation of your new space without

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four house in a line, one yellow, one green, one red, one blue. The are three stories high and have pointed roofs. the sky can be seen behind and is blue

10 Steps to Owning Your Own Home in 2025

Owning a home is a dream for many, and in 2025, it could be a reality for you. From understanding market trends to closing the deal, these 10 Steps to Owning Your Own Home are designed to equip you with the knowledge and confidence you need to secure your dream

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Buy to let mortgages

Buy To Let Mortgages: key considerations

The UK buy-to-let (BTL) mortgage market remains a popular investment option, but 2025 is shaping up to be a year of both challenges and opportunities for landlords. Rising interest rates, inflation, environmental regulations, and shifting political policies are all influencing the market. Today we’ll explore how these factors impact buy-to-let

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What our

clients say?

"Knowledge of the mortgage market is clearly very broad"

Myself and wife Victoria have worked with Nichola since inception of our property business, five years ago. Whilst the suggested practice is to use multiple finance brokers, we have solely used Nichola and will do so going forward. Whilst we are no doubt one of many of her clients, she always remembers our property strategy and go forward plan upon calling or emailing her. Nichola's knowledge of the mortgage market is clearly very broad. Our latest project was a mixed-use commercial unit whereby she clearly explained to us the remortgage process when splitting the freehold title. Her patience and clarity were appreciated, as this was our biggest project to date, we really felt supported and confident throughout. Highly recommended.

Ben and Victoria Mcconville

"I know that I can reach out at any point"

Have used Nicki for 3/4 years now and she is always really helpful. From placing finance to being willing to answer general questions about the mortgage market I know that I can reach out at any point. I’ve used her for both investment property finance and also the sourcing of a mortgage for my own home. I recommend regularly.

Hugo Beardsall

"Nicki's knowledge is immense, she delivers what she promises"

I have used Nicki for 4 years now and she has provided me 5 Buy to Let mortgages, 1 bridging loan & 2 personal mortgages. Some of these have been very complicated purchases. I have previously been let down by other mortgage brokers promising the world and failing to deliver. Nicki's knowledge is immense, she delivers what she promises and never stops trying to find you a better mortgage even after she has already got you DIP.

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There are so many Brokers in the market, what makes
Your Mortgage Consultants different?
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The guidance and/or advice contained within the website is subject to the UK regulatory regime and is therefore primarily targeted at customers in the UK.

You may have to pay an early repayment charge to your existing lender if you remortgage.

The Financial Conduct Authority does not regulate some aspects of buy to let mortgages.

Your home or property may be repossessed if you do not keep up repayments on your mortgage.

Your Mortgage Consultants Limited is registered in England and Wales. No. 14109222. Registered Office: 41-43 Market Place, Chippenham, Wiltshire, SN15 3HR.

Your Mortgage Consultants Limited is an Appointed Representative of Cornerstone Finance Group Ltd, which is authorised and regulated by the Financial Conduct Authority.

Cornerstone Finance Group Ltd is registered in England & Wales. No. 08458702. Registered Office: Unit E Copse Walk, Pontprennau, Cardiff, Wales, CF23 8RB.

Your Mortgage Consultants Limited (No. 979284) and Cornerstone Finance Group Ltd (No. 767202) are entered on the Financial Services Register at  https://register.fca.org.uk/

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