Simplifying Property Buying and Refinancing
Are you exploring the possibilities of buying a property in Wiltshire, or perhaps considering refinancing your existing mortgage? Navigating the mortgage landscape can be daunting without the right guidance. Our team specialises in providing personalised mortgage advice to property buyers in Wiltshire and the UK. They are are here to simplify the process and support you to make informed decisions every step of the way.
Why Seek Professional Mortgage Advice?
The right mortgage advice can make a substantial difference in your home buying or refinancing experience. Here are just a few reasons why engaging with our services can benefit you:
Tailored Financial Solutions
Every individual’s financial situation is unique, which is why off-the-shelf mortgage solutions often fall short. Our consultants take the time to understand your specific circumstances and goals. Whether you’re a first-time buyer, looking to re-mortgage, or interested in buy-to-let mortgages, we craft solutions tailored just for you.
Access to Better Rates
With connections across numerous lenders, we have access to exclusive mortgage rates that aren’t typically available to the public. This can result in significant savings over the lifetime of your mortgage.
Streamlined Process
Our mortgage advisors handle all the heavy lifting, from paperwork to negotiation with lenders. This means a smoother, more straightforward process for you, freeing up your time to focus on your home and not on the complexities of mortgage applications.
Ongoing Support
Our commitment doesn’t end once your mortgage is secured. We provide ongoing support and advice, helping you adapt to changes in interest rates, financial circumstances, or property laws.
Understanding the Mortgage Process.
Here’s a brief overview of how we work at Your Mortgage Consultants:
- Initial Consultation: This no-obligation session helps us understand your needs and outline your options.
- Market Comparison: We compare offers across the market to find the one that best fits your needs
- Application Preparation: We gather all necessary documents and prepare your application to meet lender requirements.
- Finalising the Deal: We guide you through the final steps, from application approval to the completion of your property purchase or refinancing.
Common Questions about Mortgage Advice Services.
Q: How much does mortgage advice cost?
A: There is no fee and no obligation to proceed, only at the point of an application would any fee be payable, and this is dependent on the mortgage / finance required. We may also receive a commission from the lender following completion of any mortgage we arrange.
Q: What’s the benefit of using a local advisor in Wiltshire for mortgage advice?
A: Local knowledge can be invaluable, particularly when it comes to understanding regional market trends and property valuation. Our advisors in Wiltshire are equipped with this local expertise, ensuring you get the best possible advice for your situation.
Q: Can I still get a mortgage if I have a poor credit history?
A: Yes, challenges in your financial history don’t automatically disqualify you. We have experience in securing mortgages for clients with various financial backgrounds and can advise on the best steps forward for those with less-than-perfect credit.
Q: Do you work with property investors outside or Wiltshire?
A: Absolutely! We’re based in Wiltshire but in fact we have clients across the UK due to our experience and track record.
Q: I’m a first time buyer, can I use my investment as a buy to let?
A: Yes you can. Most lenders will require some form of UK property ownership but there are a number of lenders we can approach for you as a first time buyer and first time landlord.
Ready to Start?
Your journey to a new home or better mortgage terms begins with the right advice. Contact us today to schedule your free initial consultation.
